Torn Edges
A photo border effect
Torn Edges requires no drop zones. Simply drop it on a clip (use the Effect Transform tools to position, rotate and scale). Features two different styles (actual border can be made transparent — so — three different styles). Parameters to control width of borders, look of the tearing as well as the sizing of the “photo effect”.
Consider using Placeholder Figures with this effect (as in the feature image).
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A good place to see all of my effects as well as several tutorials and other demonstrations in use is on my YouTube channel.